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The employee lifecycle, plainly explained.

Practical guidance on managing people through every stage of the employment lifecycle, from hiring and onboarding to performance, safety and offboarding. No gated PDFs, no lead-magnet nonsense, just the answers, written by the team that builds the tools.

Payroll documents and calculator for calculating SHIF deductions

Compliance · Featured

How to Calculate SHIF Deductions in 2026

SHIF replaced NHIF in a way that changed considerably more than the name. Here is exactly how the 2.75% is computed, what earnings it applies to, whether it is deductible before PAYE, and the three places payrolls most often get it wrong.

Dennis Kara 8 min read Updated for 2026

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Latest

Recent articles.

Accountant reviewing contribution paperwork for NSSF

Compliance

NSSF Tier I and Tier II, Explained Without the Jargon

The tiered structure confuses almost everyone. A plain walkthrough of which portion of salary attracts which contribution, and how the employer match actually works.

6 min read Croma team

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Calendar and financial folders on an office desk

Guides

Kenya Payroll Compliance Calendar 2026

Every statutory deadline for the year on one page, PAYE by the 9th, SHIF, NSSF, the Housing Levy, NITA and the annual return season. Download and pin it up.

4 min read Croma team

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Professionals reviewing audit documents together

Risk

Five Payroll Errors That Trigger an Audit Finding

From twelve years of internal audit work: the mistakes that turn up most often, why spreadsheets cause them, and what a clean payroll looks like to an auditor.

9 min read Croma team

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Business team discussing a compliance report

Compliance

Filing Ghana's Form DT-0107a: A Complete Guide

The GRA's employer return, field by field. What each section wants, how SSNIT tiers feed into it, and how to avoid the resubmissions that eat a whole afternoon.

11 min read Croma team

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Diverse business team working on payroll requirements

Compliance

Uganda NSSF and Local Service Tax for Employers

What URA and NSSF expect from employers operating in Uganda, including the LST banding that catches out businesses expanding from Kenya.

7 min read Croma team

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Housing levy calculations beside a financial report

Guides

The Affordable Housing Levy: What Employers Actually Owe

1.5% from the employee and 1.5% from you. Simple in theory, considerably less simple once you factor in the deductibility change and which pay elements it applies to.

5 min read Croma team

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Professional studying payroll records at a desk

Opinion

What Twelve Years of Audits Taught Me About Payroll

Our founder on the finding that turned up in almost every engagement, why it kept happening, and what finally convinced him to build software instead of writing it up again.

6 min read Croma team

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Payroll records being reviewed by hand

Guides

Casual Workers, Muster Rolls and Statutory Treatment

Daily-rated and casual staff attract different treatment from permanent employees, and this is where most manual payrolls quietly go wrong. A practical breakdown.

8 min read Croma team

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HR team discussing strategy in a modern office

HR management

The Employee Lifecycle: A Practical Guide for HR Teams

From the first job posting to the final exit interview, every stage of the employee journey has its own processes, records and risks. A plain walkthrough of what good HR management looks like at each step.

9 min read Croma team

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Wooden letters spelling Feedback on marble surface

Performance

Performance Appraisals That Actually Work

Most appraisal systems fail not because the form is wrong but because the conversation never happens. How to build a review cycle that managers use, employees trust and HR can evidence.

7 min read Croma team

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Industrial safety helmets arranged on a wall

Safety

Occupational Health and Safety: What Employers Must Get Right

Workplace safety is not just a compliance checkbox. A practical guide to the policies, training, incident reporting and committee structures that keep people safe and keep the business out of trouble.

8 min read Croma team

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Recruiter shaking hands with a candidate after a job interview

Recruitment

Recruitment and Hiring: Building a Process That Scales

Hiring is the most visible thing HR does, and the most error-prone. From job descriptions and structured interviews to offer letters and background checks, here is how to build a pipeline that works at any team size.

10 min read Croma team

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Wooden letters spelling Change Management on a dark surface

Change management

Managing Change Without Losing Your Team

Restructures, new systems, new leadership and new policies all create disruption. A practical framework for communicating change, supporting people through it, and measuring whether the change actually landed.

7 min read Croma team

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Statutory updates across all supported countries, explained in plain language, with what you need to do about them. Written for employers, not for tax specialists. Unsubscribe whenever you like.

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Plus the 2026 Payroll Compliance Calendar, every statutory deadline for Kenya, Uganda, Tanzania, Ghana, Liberia, Nigeria and Sierra Leone on a single page.

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Reading about it is one thing. Calculating it is another.

Our free Kenya net pay calculator applies everything in these articles, PAYE, SHIF, NSSF and the Housing Levy, in about two seconds.

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